United Overseas Bank's online banking customers will enjoy additional security as the bank is going to implement Two-Factor Authentication (2FA) in December 2006.
The OTP authentication provides an added layer of security on top of the existing security measures already in place. With the implementation of 2FA, Personal Internet Banking (PIB) customers will require an additional One-Time Password (OTP) authentication over and above the current Username and Password to access and to perform online transactions. It verifies the customer's identity and ensures that only authorised customers can gain access to their account information and transact securely. Both SMS-OTP and Token-OTP will be offered to PIB customers from December 2006. The Bank will also implement Token-OTP for corporate users of its online business banking systems.
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