A Rwandan ICT company, Publicell has made partnership with Mobile Payments (MoPay) International to provide mobile payment system in
User can do their transaction by sending just 3 SMS. Firstly user has to send SMS to MoPay stating their request. Then MoPay system will ask to customer for the password and then system will identify them by crosschecking their mobile number and related information stored during the registration process. If everything would be fine then MoPay system will connect the customer's banks and ask for the payment through wirelessly. The system finishes the transaction by sending an SMS to the parties confirming the success of transaction. User can use any mobile phone having SMS function to access the service. In this deal, Publicell has 60% share, while MoPay International is holding remaining 40% share.