[This article was published in the April 2008 issue of the eGov Magazine (http://www.egovonline.net) ]
Background Estonia is internationally renowned for being a pioneer in the adaptation to new banking technologies. Estonia is currently belonging to the country group of medium Internet penetration on the global scale outnumbering its Baltic neighbours and Eastern-European countries but being somewhat behind from the Scandinavian countries, USA, Canada, leading European countries and some Asian countries.
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