Canara Bank has launched its first mobile biometric ATM to enable people in rural areas , so that rural people can access banking facilities. The bank plans to launch nine more mobile ATMs in the next few months.
Each mobile ATM is powered by a hand-held device to capture finger impressions, RFID-enabled smart cards and also has a customer lobby with information on the bank's various products. The finger prints of customers can be captured either at the branch or at their homes, registered via a CDMA handset and later stored in the biometric server. The system enables illiterate people to check their account balance and withdraw cash from their accounts. The customers can transact in other branches where Canara Bank's biometric ATMs have been installed, currently in five states. Under a pilot project, smart cards will be provided to customers of Eliyur in Devanahalli and Sulakunte in Kuluvanahalli. Customer identification and authorisation of transactions are done using fingerprints. The services can also be availed of by the customers via designated business correspondents or representatives trained to provide banking services in their own villages.